20+ Relatable Money Memes for Over-Spenders Hanging On Until Payday

Lana DeGaetano • "Show me to me please."

Sep 1, 2024 2:00 PM EDT

We are slowly but surely coming up on the holiday season, which means we must prepare our bank accounts and wallets for the awful things that are about to happen to them. For avid money-savers, we're sure you have four emergency bank accounts and a giant jug full of change to fall back on. But for my people, the over-spender crowd, we have to chill out. I can't remember the last time I had four figures in my bank account at any given time (except payday, of course).

It's just so difficult to save money in a world that promotes overconsumption constantly. Every time I open social media, I see another new Chili's menu item that I "have to" try or a pair of shoes that would match exactly ~one~ outfit in my closet. Whether your vice is food or fashion, over-spenders will always find a way to spend. That lovely dopamine hit after clicking "confirm purchase" is intoxicating. I'm sure you feel similarly. Scroll these money memes to validate your spending habits (and maybe snap out of them, too).